Terms & Conditions

The terms and conditions you agree to by accessing and using this site.

Serica Technology Group PTE LTD and its affiliates (“Serica” or “we”) provide its content on its websites or applications that post a link to this Terms of Use (the “Site”) subject to the following terms and conditions (the “Terms”). We may periodically change the Terms without prior notice, so please check back from time to time. These Terms were last updated on August 17, 2022. By accessing and using this Site, you agree to these Terms and conditions, without limitation or qualification.

Proprietary Ownership

This website contains material which is owned by or licensed to us. Nothing contained in this site shall be construed as conferring by implication, estoppel, or otherwise, any license or right to any copyright, patent, trademark or other proprietary interest of Serica or any third party. This site and the content provided in this site, including, but not limited to, graphic images, audio, video, HTML code, buttons, and text, may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of Serica, except that you may download, display, and print one copy of the materials on any single computer solely for your personal, non-commercial use, provided that you do not modify the material in any way and you keep intact all copyright, trademark, and other proprietary notices.



Serica expressly disclaims all express and implied warranties including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. In no event will either Serica or its third-party service providers be liable to any party for any direct, indirect, incidental, special, exemplary, consequential, or other damages (including, but not limited to, lost profits, business interruption, loss of programs or data) without regard to the form of action and whether in contract, tort, negligence, strict liability, or otherwise, arising out of or in connection with this site, any content on or accessed through this site or any site service linked to, or any copying, displaying, or use thereof.


The information provided on this site is free of charge and for informational purposes only and does not create a business or professional services relationship between you and Serica. This site and its contents are provided “as is” and Serica makes no representation or warranty of any kind with respect to this site or any site or service accessible through this site and are subject to change without notice. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

External Links

Links on this site may lead to services or sites not operated by Serica. No judgment or warranty is made with respect to such other services or sites and Serica takes no responsibility for such other sites or services. A link to another site or service is not an endorsement of that site or service. Any use you make of the information provided on this site, or any site or service linked to by this site, is at your own risk.


You agree that these terms and conditions and any legal action or proceeding relating to this site shall be governed by the laws of the Republic of Singapore without reference to its choice of law rules. If you attempt to bring any legal proceedings against Serica you specifically acknowledge that Serica is free to choose the jurisdiction of our preference as to where such action against us may be held. As you have agreed by using this site to choose the laws of the Republic of Singapore to govern any such proceedings, we will probably choose to defend any such action in the Republic of Singapore and we can make this decision entirely as it suits us, without regard to where in the world you are located, or from where in the world you visited this site.


Furthermore, you hereby indemnify, defend, and hold harmless Serica and all of its predecessors, successors, parents, subsidiaries, affiliates, officers, directors, shareholders, investors, employees, agents, representatives, and attorneys and their respective heirs, successors, and assigns (“Serica Indemnified Parties”) from and against any and all liability, expenses, costs, or other losses (“Losses”) incurred by Serica and/or Serica Indemnified Parties in connection to any claims arising out of your use of the Site and/or any breach by you of these Terms, including the representations, warranties, and covenants you made, if any, by agreeing to these terms. Serica reserves the right to assume, at its own expense, the exclusive defense, and control of any matter otherwise subject to indemnification by you.

Confidential Information

You are responsible for complying with the laws of the jurisdiction from which you are accessing this site and you agree that you will not access or use the information on this site in violation of such laws. Unless expressly stated otherwise herein, any information submitted by you through this site shall be deemed non-confidential and non-proprietary. You represent that you have the lawful right to submit such information and agree that you will not submit any information unless you are legally entitled to do so. Because of the open nature of the Internet, we recommend that you not submit the information you consider confidential.

Unauthorized Ideas

Serica does not accept unauthorized idea submissions outside of established business relationships. To protect the interests of our current clients and ourselves, we must treat the issue of such submissions with great care. Importantly, without a clear business relationship, Serica cannot and does not treat any such submissions in confidence. Accordingly, please do not communicate unauthorized idea submissions to Serica through this website. Any ideas disclosed to Serica outside a pre-existing and documented confidential business relationship are not confidential and Serica may therefore develop, use and freely disclose or publish similar ideas without compensating you or accounting to you. Serica will make every reasonable effort to return or destroy any unauthorized idea submissions without a detailed review of them. However, if a review is necessary in Serica’s sole discretion, it will be with the understanding that Serica assumes no obligation to protect the confidentiality of your idea or compensate you for its disclosure or use. By submitting an idea or other detailed submission to Serica through this website, you agree to be bound by the terms of this stated policy.


For an explanation of Serica’s practices and policies related to the collection, use, and storage of our user’s information, please read our Privacy Statement.